CTM Posted January 19, 2016 Share Posted January 19, 2016 Our early strategy is a community college for 2 years while he lives with us then a SUNY school for the last 2.. no one cares where you went your first 2 years they just look at the degree.. but if he winds up being super smart I might be doing him a disservice with talk of a comm coll. eh, most people i know that didn't go ivy league don't even work in their major. I went to community college and then a 4 year college but dropped out because i was working as a programmer in web tech and the college was teaching me 20 yo technology. I focused on what was relevant now and was rewarded for it. Now that tech has made it's way into marketing and merchandising and most areas of business, colleges will be behind in that as well Quote Link to comment Share on other sites More sharing options...
Lizard King Posted January 19, 2016 Share Posted January 19, 2016 See this was my thinking for awhile and I started looking into buying apartment buildings, but now it seems Obama did some pretty drastic things with student debt which might encourage more home ownership for these groups (limiting payments to 10% of discretionary income (which will be fudged, of course), and basically cancelling all debt after 20 years) I saw that too. However, short of outright forgiving the debt or cutting the principal, what he's really doing is creating a perpetual debt system. My single biggest problem with federally subsidized student loans is that they created the educational bubble in the first place. Nowhere else in my life have I been TOLD what I needed to earn to repay a debt after it began to amortize except in the student loan market. That's not a practice that tells place anywhere in private lending. For this alone they should shoulder some of the burden. If he really wanted to make a change he should have allowed federally subsidized student debt to be discharged in bankruptcy. To this day it is still the only loan that is not dischargable in federal bankruptcy court. Quote Link to comment Share on other sites More sharing options...
The Crusher Posted January 19, 2016 Author Share Posted January 19, 2016 There cust svc doesn't hold a candle to ours either.. with us you'll have a designated rep that handles the acct out of our office in Fairfax.. Alex will always talk to the same person so there's a rapport and not having to re-explain the issue every time you call in... we both have 24-7 support available now but ours is US based.. they're in the Philippines. We're the 2 largest in the country.. Alex is looking at a good time - our busiest month of the year by far... that's probably why we came in much lower than them. we can do some nice discounting in Jan and when trying to take an ADP client so you got both going for you. She is doing her do process. Going back and forth seeing what will shake loose. I use to do all that ten years ago. Just cant anymore. I literally get sick to my stomach when people try to get my business. My staff knows I would rather have them take a shit on my desk that let a salesman sneak through and talk to me. I got a guy at Cardinal Bank that actually showed up at my gym when one of the girls told him I was already gone heading there. Nice guy to be honest. bought me a smoothie. I like smoothies. Quote Link to comment Share on other sites More sharing options...
The Crusher Posted January 19, 2016 Author Share Posted January 19, 2016 eh, most people i know that didn't go ivy league don't even work in their major. I went to community college and then a 4 year college but dropped out because i was working as a programmer in web tech and the college was teaching me 20 yo technology. I focused on what was relevant now and was rewarded for it. Now that tech has made it's way into marketing and merchandising and most areas of business, colleges will be behind in that as well I got a daughter with a business degree working in my office as a personal rehab consultant. She loves it. I hear so many people telling me their kids degrees are doing nothing to help them get a job. NOTHING. Baby Crusher is doing physically therapy. did I mention we are adding a physical therapy suite to my practice this spring? Haha. Quote Link to comment Share on other sites More sharing options...
Pac Posted January 19, 2016 Share Posted January 19, 2016 She is doing her do process. Going back and forth seeing what will shake loose. I use to do all that ten years ago. Just cant anymore. I literally get sick to my stomach when people try to get my business. My staff knows I would rather have them take a sh*t on my desk that let a salesman sneak through and talk to me. I got a guy at Cardinal Bank that actually showed up at my gym when one of the girls told him I was already gone heading there. Nice guy to be honest. bought me a smoothie. I like smoothies. yeah some of them are relentless... I just use my charm and likeability (which I have both in spades). and I don't have to wear the zoot suits cause I'm in inside sales. Quote Link to comment Share on other sites More sharing options...
Lizard King Posted January 19, 2016 Share Posted January 19, 2016 I was an English major. Got my MBA a couple years later. Quote Link to comment Share on other sites More sharing options...
Verbal Posted January 19, 2016 Share Posted January 19, 2016 IN Quote Link to comment Share on other sites More sharing options...
Leelou Posted January 19, 2016 Share Posted January 19, 2016 IN YAY! <3 Quote Link to comment Share on other sites More sharing options...
The Crusher Posted January 19, 2016 Author Share Posted January 19, 2016 yeah some of them are relentless... I just use my charm and likeability (which I have both in spades). and I don't have to wear the zoot suits cause I'm on the phone not in the field. It was two guys. Both dressed very well. She introduced me but I was seeing patients. Rocking my typical workday clothes. Athletic fit jeans, Under Armour company long sleeve shirt and either Jordans or dock siders. Yes, its good to be the king. LOL Quote Link to comment Share on other sites More sharing options...
The Crusher Posted January 19, 2016 Author Share Posted January 19, 2016 I was an English major. Got my MBA a couple years later. Chemistry with a minor in physics. LOL 1 Quote Link to comment Share on other sites More sharing options...
Lizard King Posted January 19, 2016 Share Posted January 19, 2016 It was two guys. Both dressed very well. She introduced me but I was seeing patients. Rocking my typical workday clothes. Athletic fit jeans, Under Armour company long sleeve shirt and either Jordans or dock siders. Yes, its good to be the king. LOL I need to come work for you. When I first started I would show up at a satellite office with a beard, backwards hat and shorts. I guess I tried to grow up and bought some suits. Quote Link to comment Share on other sites More sharing options...
Pac Posted January 19, 2016 Share Posted January 19, 2016 It was two guys. Both dressed very well. She introduced me but I was seeing patients. Rocking my typical workday clothes. Athletic fit jeans, Under Armour company long sleeve shirt and either Jordans or dock siders. Yes, its good to be the king. LOL Probably Jimmy and Steve.. Steve is the 401k guy. Quote Link to comment Share on other sites More sharing options...
Lizard King Posted January 19, 2016 Share Posted January 19, 2016 are you a TPA or investment manager of 401k? Quote Link to comment Share on other sites More sharing options...
The Crusher Posted January 19, 2016 Author Share Posted January 19, 2016 I need to come work for you. When I first started I would show up at a satellite office with a beard, backwards hat and shorts. I guess I tried to grow up and bought some suits. I only employee woman. I have a second Dr. but he is old Califonrina dude. Nothing but Tommy bahama's and fancy slacks. Got some nice shoes. Quote Link to comment Share on other sites More sharing options...
The Crusher Posted January 19, 2016 Author Share Posted January 19, 2016 Probably Jimmy and Steve.. Steve is the 401k guy. Possible. I got a nice feeling from both of them. Quote Link to comment Share on other sites More sharing options...
Leelou Posted January 19, 2016 Share Posted January 19, 2016 @The Crusher did you get Verbal's sign up? Quote Link to comment Share on other sites More sharing options...
The Crusher Posted January 19, 2016 Author Share Posted January 19, 2016 @The Crusher did you get Verbal's sign up? anything for you Quote Link to comment Share on other sites More sharing options...
Leelou Posted January 19, 2016 Share Posted January 19, 2016 anything for you <3 you! Quote Link to comment Share on other sites More sharing options...
CTM Posted January 19, 2016 Share Posted January 19, 2016 1. half the cost 2-20. see 1. not to mention ADP are really bad at it and they flat out lie. Not sure if it is because we are a pretty small business and they really dont give a **** or just the way they do thing. what company is this? Quote Link to comment Share on other sites More sharing options...
The Crusher Posted January 19, 2016 Author Share Posted January 19, 2016 what company is this? payroll company Quote Link to comment Share on other sites More sharing options...
Integrity28 Posted January 19, 2016 Share Posted January 19, 2016 College Personal Finance course my Senior year FTW, with an awesome professor. Every HS/college student should be required to take a course like that. That's stuff so many people take for granted. I was clueless beforehand. Financial stewardship is crucial to a functioning society. I wish they'd offered small business and finance planning courses in college for me, unfortunately, having gone to a design school the electives were lame, definitely nothing for the type of student interested in learning the business and life planning side of a creative career. As such, given the rollercoaster of my life/career, I'm way behind... I've got the house though. Just had it appraised after less than 3 years, for a refi, and it's gone up $65k+ in value. How much does the stock market impact real-estate? I've been looking to buy and feel like a boob because I missed the window when everything was dirt cheap a few years back. It's starting to come around again and prices have heightened in my area and now I'm gun shy because they seem outrageously high in comparison and this whole recession talk makes me nervous. I don't know jack about this... but in my limited experience, it's all about region. Where I bought, the market and financial climate didn't matter. We had to win a bidding war, paid over asking, and it's done nothing but appreciate. 1 Quote Link to comment Share on other sites More sharing options...
Jetsfan80 Posted January 19, 2016 Share Posted January 19, 2016 I wish they'd offered small business and finance planning courses in college for me, unfortunately, having gone to a design school the electives were lame, definitely nothing for the type of student interested in learning the business and life planning side of a creative career. I know UNCW usually elicits a "what? huh? Is that a satellite campus of UNCW?" response, but I do feel very lucky where I went to school. It was a large enough school to provide a lot of options, but small enough where not a single one of my courses were taught by a TA. A fantastic undergrad experience. And with a 65:35 girl:guy ratio, it's the dream school for every guy who actually has/had game, unlike me. lol. As such, given the rollercoaster of my life/career, I'm way behind... I've got the house though. Just had it appraised after less than 3 years, for a refi, and it's gone up $65k+ in value. Not really. Most adults, in my experience, are just walking around pretending they know what they're doing anyways. Having a good head on your shoulders allows you to "make up ground" very quickly in areas where you are not experienced. Quote Link to comment Share on other sites More sharing options...
Integrity28 Posted January 19, 2016 Share Posted January 19, 2016 I know UNCW usually elicits a "what? huh? Is that a satellite campus of UNCW?" response, but I do feel very lucky where I went to school. It was a large enough school to provide a lot of options, but small enough where not a single one of my courses were taught by a TA. A fantastic undergrad experience. And with a 65:35 girl:guy ratio, it's the dream school for every guy who actually has/had game, unlike me. lol. Not really. Most adults, in my experience, are just walking around pretending they know what they're doing anyways. Having a good head on your shoulders allows you to "make up ground" very quickly in areas where you are not experienced. Fair point. I'm going to be 40 years old. I've got a great piece of property within 10 miles of Boston, and I'm aggressively working to make up for lost time now. As soon as my daughter stops going to daycare, which costs a fortune, then I can just dump all that spending into retirement too. We've always lived way below our means, so we wouldn't miss the money, because we're already used to it being gone... 1 Quote Link to comment Share on other sites More sharing options...
CTM Posted January 19, 2016 Share Posted January 19, 2016 payroll company yes which one.. we are on ADP, this thread just caused me to give a bunch of sh*t to the CFO lol Quote Link to comment Share on other sites More sharing options...
Lizard King Posted January 19, 2016 Share Posted January 19, 2016 (edited) yes which one.. we are on ADP, this thread just caused me to give a bunch of sh*t to the CFO lol Pac works at Taco Bell. Edited January 19, 2016 by Lizard King 3 Quote Link to comment Share on other sites More sharing options...
The Crusher Posted January 19, 2016 Author Share Posted January 19, 2016 yes which one.. we are on ADP, this thread just caused me to give a bunch of sh*t to the CFO lol Yes I'm in ADP as well. Looking to switch to Paychex. We are a tiny company. Seems ADP is suited for larger companies that don't mind getting nickle and fuckng dimed to death. I do. Quote Link to comment Share on other sites More sharing options...
CTM Posted January 19, 2016 Share Posted January 19, 2016 Yes I'm in ADP as well. Looking to switch to Paychex. We are a tiny company. Seems ADP is suited for larger companies that don't mind getting nickle and ****ng dimed to death. I do. same here. Is pac a sales person? Quote Link to comment Share on other sites More sharing options...
Pac Posted January 19, 2016 Share Posted January 19, 2016 Liz delete that.. I don't care if you guys see it but if someone from main board wanders on here that doesn't like my posts it's not hard to track me down. change the one with the el chapo pick too. Quote Link to comment Share on other sites More sharing options...
Pac Posted January 19, 2016 Share Posted January 19, 2016 same here. Is pac a sales person? yeah.. I can hook you up with someone in our Norristown office if you want. Quote Link to comment Share on other sites More sharing options...
The Crusher Posted January 19, 2016 Author Share Posted January 19, 2016 Fair point. I'm going to be 40 years old. I've got a great piece of property within 10 miles of Boston, and I'm aggressively working to make up for lost time now. As soon as my daughter stops going to daycare, which costs a fortune, then I can just dump all that spending into retirement too. We've always lived way below our means, so we wouldn't miss the money, because we're already used to it being gone... That is how I caught up in the retirement game. Pretty much diaper and daycare money for five kids I never had at my disposal anyway. Haha Quote Link to comment Share on other sites More sharing options...
The Crusher Posted January 19, 2016 Author Share Posted January 19, 2016 (edited) same here. Is pac a sales person? Ask him. Edited January 19, 2016 by The Crusher Quote Link to comment Share on other sites More sharing options...
Integrity28 Posted January 19, 2016 Share Posted January 19, 2016 Pac works at Taco Bell. Repped for the edit. Quote Link to comment Share on other sites More sharing options...
Pac Posted January 19, 2016 Share Posted January 19, 2016 Pac works at Taco Bell. maybe your finest work.. legit lol 2 Quote Link to comment Share on other sites More sharing options...
Lizard King Posted January 19, 2016 Share Posted January 19, 2016 I legit can't edit that photo's post. Quote Link to comment Share on other sites More sharing options...
Lizard King Posted January 19, 2016 Share Posted January 19, 2016 Hey are we bidding for work here? I do 401k's. Who wants a quote? Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.